Home insurance while moving

So you've finally moved into your new house and currently unpacking your stuff to make your new home beautiful and comfortable. But what about insurance, did you get the right amount to cover your new home? When changing place of residence, even moving to another house in the same block, there are much more things influenced by your actions than homeowners insurance. Here's a list of things

Which is better: term or permanent insurance?

Perhaps it's the wrong way to think about insurance, but it's really nothing more than a form of licensed gambling. You find this insurance company prepared to take you on and then place a bet on how long you are going to live. The insurance companies studies the form guide and decides how long people like you tend to live. It sets the premium and the jackpot number. If you die within the

Insurance for students

No-one said life ever has to be fair but, as parents, you quickly discover the world is not set up to make things easy for you. There are challenges at every turn. Of course, all the healthcare needs can be put on the back burner if you or your partner have a family plan provided by your employers. Now all you have to do is read the small print to see what coverage is provided for children

Insurance for business travel

Imagine one of your top salesmen wins a contract in Asia and has to fly there to seal the deal. What if the $5000 trip needs to be laid off due to a public health problem, disaster or another disruption? You might expect refundable business class tickets to allow them being laid off or that the company investment is protected by travel "waivers" offered by the travel agents. Sometimes this is

How credit rating affects insurance premiums

Having a good credit rating will pay off in the end. Why is that? Well, insurance companies tend to offer lower rates to customers with a good credit rating, because they are considered to be less risky. And taking into account that your credit score is one of the most essential factors determining your risk grade, it's really wise to keep it as good as possible. Insurance companies are

Life insurance in Texas

When people choose to insure their life this can be taken as a form of utter care for their loved ones, because such insurance policies protect dependents from loss of income due to the policyholder's death. This is an effective way to secure mortgage loans, child care, education and other costly services that will be hard to pay for in case the main source of income for the family ceases to

Life insurance in Arizona

With so many insurance products on the Arizona market today, some people have a really hard time finding exactly what they want without the initial confusion. Besides all typical types of insurance products such as auto, health, life, house coverage, there are many sub-groups to these types of policies that each caters their specific groups of needs and buyers respectively. Of course, you can